What is Mortgage Loan?
A mortgage is a loan from a bank or lender to help you finance the purchase of a property. When you take out a mortgage, you make a promise to repay the money you’ve borrowed, plus an agreed-upon interest rate.
Why choose Finhub, instead of direct bank?
Nowadays, the banks’ approval dropped dramatically, overall approval rate in banking industry is around 30% only. The reason being is because client/ real estate agents doesn’t know which bank can approve the loan based on the documents they have.
You must understand, not all the banks want to do mortgage loan business. And Furthermore, it might happen that only a few banks in Malaysia can approve your loan application (Due to documentation/collateral types/collateral location/and many other reasons).
The only solution is going through platform like us, Finhub Holdings Sdn bhd. We implemented this advance technology Fintech System to give accurate assessment, across all banks guidelines and criteria, and provides the most feasible solution to get best approval chances.
Is Finhub Loan Assessment reliable?
In Finhub, we go through 2 layer of loan assessment.
Firstly, we go through our in house Fintech System, to get the best possible bank that willing to give the best approval.
Secondly. we use human to cross check. In Finhub, we have our in-house Loan Committee members, which consists of the Top Managers from various bank with at least 10 years banking experiences, to review the loan application. This has greatly increased our loan approval rate for each loan application, with the most professional advice in town.
Company Mission: Our ultimate goal is to help real estate agents to increase their sales conversion rate to 80%.
Our experts
Our team of professionals includes Mortgage Consultancy, Portfolio Management & Estate Planning.
-
Lim Wei Chun
Co-Founder & CEOSteven Lim has 10 years of experience in banking & finance industry.
view profile -
Chin Chun Seong
Co-Founder & Managing DirectorJacky Chin was a mortgage banker from public bank back in 2010. After that, he has further pursued...
view profile -
Wong Hong Kit
Associate DirectorAs an associate director, my responsible is to assist mortgage clients to get the best approval...
view profile -
Yap Yew Lee
Group ManagerAs a group manager, my responsible is to assist mortgage clients to get the best approval out of...
view profile -
Low Wei Lok
Group ManagerAs a relationship manager, my responsible is to assist mortgage clients to get the best approval...
view profile -
Ooi Chin Chin
Group ManagerAs a relationship manager, my responsible is to assist mortgage clients to get the best approval...
view profile -
Tan Boon Ping
Group ManagerAs a relationship manager, my responsible is to assist mortgage clients to get the best approval...
view profile -
Kenzmen Chan Keng Munn
Group ManagerAs a relationship manager, my responsible is to assist mortgage clients to get the best approval...
view profile -
Khor Ching Boon
Group ManagerAs a relationship manager, my responsible is to assist mortgage clients to get the best approval...
view profile -
Liew Wen Teng
Group ManagerAs a relationship manager, my responsible is to assist mortgage clients to get the best approval...
view profile -
Low Chun Shen
Relationship ManagerAs a relationship manager, my responsible is to assist mortgage clients to get the best approval...
view profile -
Tan Kang Mei
Relationship ManagerAs a relationship manager, my responsible is to assist mortgage clients to get the best approval...
view profile -
Lim Ming Yi
Relationship ManagerAs a relationship manager, my responsible is to assist mortgage clients to get the best approval...
view profile -
Cheah Shin Yee
Relationship ManagerAs a relationship manager, my responsible is to assist mortgage clients to get the best approval...
view profile -
Yap Chee Wai
Relationship ManagerAs a relationship manager, my responsible is to assist mortgage clients to get the best approval...
view profile -
Wong Sook Ting
Relationship ManagerAs a relationship manager, my responsible is to assist mortgage clients to get the best approval...
view profile